**Description**
**Commercial Insurance Broker**
This person is responsible for designing and negotiating Commercial Insurance strategies for lower-middle-market clients and prospects. This role serves as both the voice of WTW and the primary advocate for our clients in the insurance marketplace.
Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.
**The Role**
+ Develop and lead market strategy and proposal review meetings with WTW team members to align with client presentation dates.
+ Deliver market intelligence and leverage internal resources to support strategic marketing efforts.
+ Address client needs by identifying coverage gaps and highlighting new coverage opportunities for comprehensive program placements.
+ Create innovative placement approaches to exceed client expectations.
+ Negotiate premiums, coverage enhancements, commissions, and existing coverages with carriers.
+ Provide a thorough review and analysis of renewal information, including but not limited to, coverage, limits, loss history, and exposures.
+ Provide thorough communication with all WTW team members, carriers, and/or wholesalers throughout the placement process.
+ Bind coverage and prepare carrier binders/documents.
+ Cultivate strong relationships with insurance carriers and wholesale markets.
+ Participate in industry meetings and stay informed on evolving insurance and risk market trends.
+ Understand and comply with WTW Excellence Model requirements.
+ Collaborate and communicate with other client services teams and Shared Service Centers to smoothly and efficiently complete joint work/process steps/etc.
+ Meet or exceed performance metrics related to Client Service and Placement standards.
**Qualifications**
**The Requirements**
+ Active Property & Casualty license as required by state law, or ability to acquire appropriate licensing within 60 days of hire. Obtain Surplus Lines license within 90 days of hire.
+ Minimum 5 years of commercial P&C insurance experience, preferably in a client-facing role.
+ Exceptional interpersonal skills for collaborative work environments-both virtual and in-person.
+ Demonstrated negotiation skills are critical.
+ Strong verbal and written communication skills
+ Technology acumen to adapt to multiple technology-based systems (Epic, carrier systems, Broking Platform, etc.)
+ Strong attention to detail and process orientation.
+ Excellent time management and organizational skills in dynamic, deadline-driven settings.
+ Ability to work independently while engaging cross-functional teams as needed.
+ Problem solving abilities, including critical thinking, research, quantitative skills, creativity.
+ Proficiency in Microsoft Office Suite (Outlook, Word, PowerPoint, Excel, Teams).
+ Professional insurance designations (CPCU, CIC, ARM) are advantageous.
This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.
**Compensation and Benefits**
Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that base salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation.
**Compensation**
The base salary compensation range being offered for this role is $90,000-$100,000 USD per year.
This role is also eligible for an annual short-term incentive bonus.
**Company Benefits**
WTW provides a competitive benefit package which includes the following (eligibility requirements apply):
+ **Health and Welfare Benefits:** Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)
+ **Leave Benefits:** Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off ( ( _Washington State only_ )
+ **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k).
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.
At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a "hybrid" style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and "hybrid" is not a one-size-fits-all solution.
We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more.
**EOE, including disability/vets**