Home Loan Specialist - TPO Funding

Phoenix, AZ
Our client is seeking a detail-oriented Home Loan Specialist to join their Mortgage Fulfillment Division (MFD). This role focuses on the critical final stage of the loan lifecycle: Third-Party Origination (TPO) Funding. You will be responsible for reviewing closing packages, clearing final conditions, and authorizing the disbursement of funds for our broker and correspondent partners.

This is a contract-to-hire fully onsite position. We are looking for high-performers who want to prove their value and transition into a long-term career with a leading mortgage lender. Schedule: Monday – Friday; occasional overtime may be required during month-end peaks.

salary: $20 - $22 per hour
shift: First
work hours: 8 AM - 5 PM
education: High School

Responsibilities

Home Loan Specialist – TPO Funding (Temp-to-Hire)

Key Responsibilities

  • Final Audit: Review executed loan closing packages for accuracy, completeness, and compliance with federal regulations and company guidelines.

  • Condition Clearing: Verify and clear all "Prior-to-Funding" (PTF) conditions.

  • Wire Authorization: Coordinate with Title and Escrow companies to calculate final wire amounts and initiate the funding process.

  • Partner Support: Act as the primary point of contact for external brokers and title agents to resolve funding discrepancies quickly.

  • Data Integrity: Ensure all loan data in the LOS (Loan Origination System) matches the final signed documentation.

Required Qualifications

  • Experience: 1–3 years of experience in mortgage loan processing, closing, or funding (TPO experience preferred).

  • Technical Skills: Proficiency with Loan Origination Systems (e.g., Encompass, Empower) and Microsoft Excel.

  • Knowledge: Understanding of TRID, RESPA, and general mortgage compliance.

  • Attributes: Exceptional "eagle-eye" attention to detail and the ability to work under tight, same-day funding deadlines.

  • Communication: Professional phone and email etiquette for handling external partner relationships.

Skills
  • Funding
  • Loan Processing
  • Loan Administration
Qualifications
  • Years of experience: 0 years
  • Experience level: Experienced
Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact [email protected].

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.

Posted 2026-01-10

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