Centralized Lending MSR

CENTRALIZED LENDING MSR

Job Summary:

To function as team member to assist members, staff, and third parties with general aspects of direct consumer lending for the credit union.

Salary: $20.50 - $26.00 Per Hour/DOE

Location: 3301 E Global Loop

About Us:

Hughes Federal Credit Union is dedicated to providing a positive difference in our members’ financial lives. Our commitment to the Tucson community extends beyond our members as we sponsor and support local charities and organizations that promote the financial literacy of future generations. Join our team and see why we have been named a “Best-In-State” credit union, four years in a row!

Daily Responsibilities:

• • Review and update newly submitted loan applications for accuracy prior to submitting for underwriting.
  • Communicate directly with applicants and provide details and requirements necessary to proceed with their loan application.
  • Collect and review supporting documents required, as needed, to process the loan application.
  • Calculate gross monthly income utilizing submitted documentation.
  • Coordinate with third-party sellers (dealers/private parties).
  • Document all actions taken within the electronic loan origination computer system.
  • Prepare and review loan origination documents for accuracy.
  • Process loan origination documents through an eSign system to allow members to sign remotely.
  • Review all loan application information and documents prior to funding the loan.
  • Accurately fund and originate the new loan including disbursement of loan proceeds to designated payees.
  • Verification that all policy and procedural requirements were met during the funding process.
  • Effectively manage a personal queue of loan applications to maximize productivity.
  • Identify possible cross sell opportunities for back-end products and additional loans.
  • Provide administrative support to the department as needed.

Preferred Skills:

• Six months or more of similar or related experience.
• Equivalent to a high school education.

Benefits and Perks:

• Generous Paid Time Off Policy
  • Up to 15 days in 1 st year of service
  • Paid Time Off increases with tenure
• 401(k) plan
  • 7% company match
• Health, Dental, and Vision Insurance
  • Health Savings Account with Employer Contribution Available
  • Free Vision Insurance
• Life and Disability Insurance
  • Provided by the Credit Union with Optional Supplemental Coverage Available
• Competitive Wage and Career Growth

Hughes Federal Credit Union is a background screening, credit check and E-Verify workplace.