Employee Benefits Underwriter/Financial Analyst - Scottsdale, AZ

Summary

World Insurance Associates is a unique insurance organization offering top products and services from major providers, combined with attentive service from local agents.

Founded in 2011, World is one of the fastest-growing insurance brokers in the U.S. with over 2,200 employees in over 260 offices across North America. We specialize in personal and commercial insurance lines, surety and bonding, employee benefits, financial and retirement services, and human capital management solutions.

Our rapid growth and market leading presence has created opportunities throughout the state and we offer top talent the choice to work from one of our multiple offices throughout the region.

Position Overview
World Insurance is seeking an experienced Employee Benefits Underwriting & Financial Analyst to join our Underwriting & Analytics team. In this role, you will analyze financial and contractual information for current and prospective clients ranging from fully insured to self-funded arrangements. You’ll prepare financial deliverables, model renewals, evaluate utilization trends, and support client decision-making with data-driven insights. You’ll work closely within a team of underwriters & financial analysts, while also collaborating with our service teams to deliver high-quality support to clients.

Essential Duties and Responsibilities

• Manage and prioritize analytical workflow to ensure accurate, timely deliverables.
• Prepare and maintain financial dashboards for a book of business (clients typically 100–500 employees). Client funding arrangements may range from fully insured, level funded, and self-funded.
• Conduct standard client analyses in alignment with the service calendar, including:
  • Market review analysis
  • Renewal rate and funding initial projections/modeling
  • Claims utilization review
  • Rate and contribution modeling
  • Benchmarking studies
  • Self-funded feasibility analysis
  • Technical review of group insurance contracts and financial arrangements
• Follow established procedures to utilize systems such as BenefitPoint, PerfectQuote, and others.
• Collaborate with subject matter experts, including Population Health Management, to deliver holistic client solutions.
• Develop alternative plan strategies, models, and cost-reduction opportunities using analytical tools and templates.
• Act as primary contact with carriers for marketing, quoting, and renewals; request, evaluate, and negotiate proposals.
• Build and maintain excellent relationships with carrier partners.
• Draft client-facing executive summaries, including findings, observations, and recommendations.
• Prepare formal correspondence such as carrier renewal confirmations and client renewal letters.
• Participate in the peer review process to ensure accuracy and quality.
• Provide prospect and ad hoc analytical support as needed.
• Perform other duties as assigned.

Qualifications

• 3+ years of experience in employee benefits, insurance, or a related field.
• College degree or CEBS designation preferred.
• Life & Health insurance license (or willingness to obtain within an agreed timeframe).
• Ability to work in a fast-paced environment with some oversight and a high degree of accuracy and attention to detail.
• Advanced proficiency in Microsoft Excel (formulas, modeling, formatting) and strong skills in Word and other MS Office tools.
• Strong analytical, problem-solving, and critical thinking abilities, with the ability to work with complex data and variables.
• Excellent written, oral, and interpersonal communication skills.
• Team-oriented, client-focused, and able to build effective working relationships with colleagues, carriers, and clients.
• Commitment to staying current on industry trends, regulations, and emerging products.
• Open to travel for client and team meetings (less than 10%)

Equal Employment Opportunity
At World Insurance Associates (WIA), we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. WIA is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or Veteran status. In addition, WIA makes reasonable accommodations to known physical or mental limitations of an otherwise qualified applicant or employee with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

Compensation
This is a remote position with a competitive benefits package. The base salary ranges from $80,000 to $95,000, with bonus eligibility. Actual compensation will depend on experience, qualifications, and business needs. Learn more about our careers at:

To Executive Search Firms and Staffing Agencies:
World does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered World’s property, and World will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting World’s Human Resources Talent Department.

#LI-MA1
#LI-REMOTE