Commercial Loan Origination Associate I

Job Description

Join JPMorganChase as a Loan Origination Associate I and make a significant impact on our lending services. This role offers a unique opportunity for career growth and development, where your skills in conflict management and strategic planning will be highly valued. Be part of a dynamic team that fosters collaboration and innovation, contributing to the success of our firm.

As a Loan Origination Associate I within JPMorganChase, you will play a crucial role in the loan lifecycle by ensuring smooth transaction closings for Community Development Banking. We value a collaborative team culture and are committed to providing opportunities for professional growth and development. Your role involves engaging with internal and external clients to facilitate the closing process for diverse commercial construction loans encompassing tax credits, equity investments, low-income housing components, bond enhanced/direct pay letters of credit, perm loan conversions and development loans with single and multi-bank collaboration. You will also contribute to process improvement projects, optimizing resources and achieving objectives. Join us to be part of a team dedicated to efficient and effective lending services.

Job responsibilities

• Collaborate with Relationship Managers, Credit Officers, clients, and external counsel to facilitate loan documentation and closing. 
• Engage with internal and external clients to gather necessary items for closing, managing expectations throughout the process. 
• Conduct analytical reviews of due diligence items, ensuring compliance with credit, and policies and procedures.  
• Contribute to projects aimed at improving processes and procedures. 

Required qualifications, capabilities, and skills 

• Expertise in loan origination or a closely related field, with over two years of experience and proficiency in managing and resolving conflicts through collaborative solutions. 
• Advanced strategic planning capabilities, demonstrated by effective resource allocation decisions. 
• Strong critical thinking skills for evaluating various aspects of loan transactions, ensuring informed decision-making. 
• Effective written and verbal communication.
• Proficiency in time management and organization, with the ability to efficiently manage multiple tasks and projects. 

Preferred qualifications, capabilities, and skills 

• Strong emotional intelligence and listening skills, fostering a collaborative and productive work environment. 
• Proven ability to manage change initiatives, adapting lending services to evolving market conditions and technologies. 
• Expertise in driving continuous improvement and process automation to optimize lending workflows and efficiency. 
• Ability to use market product knowledge to align lending services with industry trends and client needs. 
• Skilled in developing and delivering presentations to effectively communicate insights and updates to stakeholders. 

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.