Rate Implementation Manager

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why choose CIG’s Actuary and Analytics Team?

The Actuarial and Analytics team is where you can hone your problem-solving abilities, develop inspired solutions to emerging issues, and grow into a technical insurance leader within CIG.

Benefits

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)

• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection

• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury

• Critical Illness
• ARAG Legal Services
• Norton LifeLock

• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships
  • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Health & Financial Wellness
  • Wellness platform, tools and events
  • Health Savings Account – match
  • Financial Wellness Resources

Work Environment

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview:

The Rate Implementation Manager is responsible for leading the end-to-end execution of all rate, rule, form, and product changes across Personal Lines, Commercial Lines, and Agriculture products. This role ensures timely, accurate, and compliant implementation of Rate Committee decisions and regulatory filings. The Manager will oversee a dedicated team of Business Analysts, Developers, and QA resources while partnering closely with Actuarial, Product, IT, Compliance, and QA.

This position requires a strong technical background in insurance rating, underwriting rules, and forms, with the ability to interpret actuarial and product decisions and regulatory requirements. The ideal candidate has prior experience in actuarial, rating, product management, or insurance system implementation and is able to operate independently with minimal oversight.

RESPONSIBILITIES:

Leadership & Governance

• Lead and develop the Rate, Rule & Form Implementation Team, including Business Analysts, Developers, and QA.
• Own the full rate, rule, and form implementation lifecycle: requirements ? build ? testing ? deployment.
• Ensure alignment with the anniversary effective dates.
• Establish and enforce governance standards, documentation practices, and quality controls.

Technical Execution

• Interpret Rate Committee decisions and Precis documents into actionable technical specifications.
• Oversee the development of rating logic, underwriting rules, and form configuration for PL, CL, and Ag.
• Work with developers to ensure solutions match pricing intent, are logically consistent, and meet regulatory requirements in both design and implementation.
• Review and approve all technical specifications and testing results before deployment.

Cross-Functional Coordination

• Serve as the primary liaison between Actuarial, Product, IT, and Compliance.
• Coordinate closely with IT to ensure the team operates on the latest code stack, is aligned with system upgrades, code freezes are considered, and there is orchestration with major releases.
• Lead pre-implementation reviews with all stakeholders to review scope, timing, required code merges, and release dependencies.
• Ensure clear and consistent communication of timelines and expectations across teams.

Process Improvement

• Build and continuously improve implementation workflows, documentation templates, coding standards, and handoff procedures.
• Integrate Artificial Intelligence and new technologies to improve implementation function.
• Analyze process bottlenecks and implement solutions to increase speed-to-market and decrease error rates.
• Drive transparency and predictability across the organization through clear metrics, dashboards, and reporting.

Job description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above.

MINIMUM REQUIREMENTS:

Required

• 5+ years of experience in insurance, actuarial, rating, product management, or system implementation.
• Deep understanding of rating logic, underwriting rules, and insurance forms.
• Experience translating actuarial or form requirements into system specifications.
• Experience with configuration or implementation within rating systems (e.g. Guidewire PolicyCenter).
• Demonstrated leadership experience (team lead, project lead, or people management).
• Strong analytical, organizational, and problem-solving skills.
• Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

Preferred

• Experience in both Personal Lines and Commercial Lines rating.
• Prior work in Actuarial or Actuarial Support preferred (e.g., passed 1–3 exams, ACAS, etc.).
• Experience managing cross-functional teams or large implementation projects.
• Familiarity with IT development life cycles, branching strategies, and QA practices.

Salary Range: $95,825 - $158,111

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.