Consumer Loan Underwriter

Consumer Loan Underwriter (Intermediate) Location: Phoenix, AZ (100% Onsite – Norterra) Pay: $24-27.28/hr (based on experience) | Duration: 12-Month Contract

Career bulding opportunity with one of the most prominent financial institutions in the United States. Role Overview Join a high-volume consumer lending team responsible for the end-to-end review of loan and credit card applications. You will analyze creditworthiness, verify complex income structures, and ensure compliance with federal regulations. This role requires strong analytical skills and the ability to collaborate in a fast-paced environment.

Key Responsibilities

• Underwriting: Evaluate consumer loan and credit card applications using established risk policies.

• Income Analysis: Perform deep-dives into tax returns and income docs, specifically for self-employed borrowers.

• Credit Assessment: Analyze credit reports and history to determine borrower risk.

• Documentation: Prepare loan request papers and ensure all transactions are complete and accurate.

• Collaboration: Use Slack, Outlook, and Click-to-Chat for real-time communication with internal stakeholders to clarify data and explain decisions.

Requirements

• 2+ years of underwriting experience.

• Analytical Prowess: Ability to interpret complex credit scores and financial data.

• Tax Knowledge: Proficiency in verifying income via tax returns.

• Compliance: Familiarity with lending regulations and industry standards.

• Onsite: Must be able to work daily at the Phoenix campus.

salary: $24 - $27.28 per hour
shift: First
work hours: 8 AM - 4 PM
education: No Degree Required

Responsibilities

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Skills

• Consumer Lending
• Underwriting

Qualifications

• Years of experience: 1 year
• Experience level: Entry Level

Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact [email protected].

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.