Credit Manager II

At QXO , the Credit Manager II role sits at the center of revenue and risk. This isn’t a back-office collections position — it’s a high-impact role that directly influences profitable growth, customer partnerships, and financial performance.

As a Credit Manager II, you’ll manage a complex accounts receivable portfolio, make informed credit decisions that unlock sales opportunities, and partner closely with Sales to structure smart, strategic deals. You’ll balance risk mitigation with business enablement — ensuring we grow responsibly while protecting margin and minimizing bad debt.

This role is ideal for someone who understands that strong credit leadership isn’t about limiting opportunity — it’s about creating it intelligently.

What you'll do:

As a  Credit Manager II at  QXO , you’ll play a key role in driving profitable growth—balancing credit risk and customer relationships while managing accounts and supporting sales success.

This role can be based out of Phoenix, AZ or Salt Lake City, UT.

• Proactively drive profitable sales growth by securing transactions and extending credit to customers in line with company policies 
• Assess and manage credit risk, updating credit information for existing customers 
• Manage the accounts receivable portfolio through direct customer interaction and internal resources 
• Negotiate payment arrangements with delinquent accounts to minimize bad debt and maximize sales 
• Provide management and corporate reporting, including overseeing third-party collection and legal processes 
• Complete work assignments remotely or at company offices/branches in local markets

What you'll bring:

• Bachelor’s degree in business or a related field preferred 
• 5+ years of credit and collections experience 
• Strong interpersonal, presentation, and negotiation skills 
• Experience in building materials distribution or the construction industry preferred 
• Working knowledge of accounting and finance fundamentals; familiarity with lien and bond procedures is a plus 
• Proficiency in Microsoft Office Suite 
• Excellent written and verbal communication skills 
• Occasional travel required for business purposes 

What you'll earn

• 401(k) with employer match
• Medical, dental, and vision insurance
• PTO, company holidays, and parental leave
• Paid training and certifications
• Legal assistance and identity protection
• Pet insurance
• Employee assistance program (EAP)

About the company

QXO is the largest publicly traded distributor of roofing, waterproofing, and complementary building products in the United States. The company aims to become the tech-enabled leader in the $800 billion building products distribution industry and generate outsized value for shareholders. QXO is targeting $50 billion in annual revenues within the next decade through accretive acquisitions and organic growth.

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, or any other protected status.