Scenario Desk (On-site, Gilbert AZ)
Job Description
Job Description
Description:
• Evaluate and model complex Non-QM loan scenarios, including alternative income, multiple properties, and non-traditional credit profiles.
• Provide structured analysis and recommendations to underwriting, credit policy, and operations teams.
• Collaborate with underwriters to assess risk, pricing, and eligibility for unique borrower scenarios.
• Maintain up-to-date knowledge of company credit policies and lending parameters to ensure scenario evaluations are accurate and compliant.
• Partner with capital markets to ensure loan scenarios align with funding strategies and investor expectations.
• Prepare scenario documentation, presentations, and reports for internal teams and leadership review.
• Identify trends, patterns, or issues within borrower scenarios to inform policy updates or operational improvements.
• Support training and guidance for underwriting and operations teams on complex loan structures.
• Monitor pipeline of challenging loan scenarios and provide timely recommendations to facilitate production flow.
• Required: 3–5 years of experience in mortgage underwriting, credit analysis, or mortgage product structuring.
• Strong analytical and quantitative skills with experience modeling complex mortgage scenarios.
• Deep understanding of Non-QM mortgage products, alternative income documentation, and non-traditional credit profiles.
• Experience working with mortgage loan pipelines and production systems, preferably Encompass LOS.
• Excellent written and verbal communication skills to present findings clearly and concisely.
• Strong problem-solving abilities and attention to detail.
• Ability to collaborate effectively across underwriting, operations, and capital markets teams.
• Bachelor’s degree in Finance, Economics, Business, or related field; advanced degree preferred.
Recommended Jobs
Family Practice Physician
Job Description Job Description Description: Make an Impact Where It Matters Most – Family Practice Physician Needed at Tsaile IHS Health Center. Are you a skilled Family Practice Physician look…
Administrative Assistant
Job Description Job Description Overview NaphCare is hiring an Administrative Assistant (AA) to join our team of medical professionals in the Arizona Regional Office in Downtown Phoenix, A…
Chief of Staff
Be the one who makes a difference! At Vertex Education we are a team of high achievers, courageous leaders, and passionate believers in changing lives through education. As a purpose-led education se…
Law Clerk - Full or Part Time
Job Description Job Description Jumpstart Your Legal Career at GURSTEL LAW FIRM, P.C.! Are you a motivated and detail-oriented law student looking to gain invaluable, hands-on litigation expe…
Pipe Stress Engineer II
Job Description Job Description A Pipe Stress Engineer II to support the design and analysis of piping systems for industrial and commercial facilities. This role focuses on pipe stress analysi…
Security Officer Mobile Response
Job Description Job Description Overview Allied Universal®, North America’s leading security and facility services company, offers rewarding careers that provide you a sense of purpose. While …
Certified Caregiver-Compassionate Care Specialist
Job Description Job Description Join Our Compassionate Team at Via Elegante Assisted Living and Memory Care Are you passionate about providing exceptional care and making a meaningful impact i…
Provider Enrollment Specialist
Job Description Job Description Overview As a Provider Enrollment Specialist, you'll be responsible for assisting with the administration of the provider enrollment process for assigned new an…
Product Owner - (Sabre GDS)
Job Title Product Owner - Travel Domain (Sabre GDS) Experience Required 5-8 Years Job Summary We are seeking an experienced Product Owner with Sabre GDS expertise to lead pro…
Primary Care FNP | State-of-the-Art Facility Goodyear's Newest Health Center
Exciting FNP Opportunity in Growing Goodyear Community Join Our Primary Care Team at Banner Health Center Goodyear Do you have an interest in treating patients of all ages in a vibrant, state…