Principal Architect - Consumer Credit Cards

Wells Fargo
Chandler, AZ

About This Role

Wells Fargo Consumer Technology Architecture & Engineering team is looking for a Principal Architect who is passionate about driving architecture and strategy for Credit Cards. The Consumer Technology (CT) group plays a major role in influencing and defining the firm wide technology strategy and direction.

The Principal Architect will be a passionate technologist, expert in solution architecture practice, and has the experience to operate across the enterprise through understanding of available technology and tools. The candidate must be able to work effectively in a rapidly changing environment and possess excellent communication skills, sound judgment and reasoning skills.

In this role, you will:

  • Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups

  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking

  • Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions

  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions

  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization

  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

  • Establish and drive target state architecture for Credit Cards

  • Define the target state architecture vision with forward looking Architecture principals, data management and modern technology

  • Based on understanding of current state architecture, define an architecture roadmap to realize target state

  • Rationalize applications and domains in Consumer Technology with Enterprise solutions

  • Adapt to and influence Consumer Technology and Enterprise technology strategies

  • Drive efforts to ensure resiliency, fault tolerance, and performance of architecture solutions

  • Contribute to NFR requirements and drive strategies to uphold NFR's through automation and frameworks

  • Stay abreast of technology innovations and industry best practices and apply to Consumer Technology solutions where valuable

  • Transform the Architecture practice

Required Qualifications:

  • 7+ years of architect experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 7+ years of architectural design and planning experience

  • 4+ years of Credit Cards domain and architectural concepts and elements of a modern technology stack

  • 4+ years of financial services experience

  • 5+ years of experience creating data strategies, target state and roadmaps

  • 3+ years of experience with architecting solutions using leading vendor solutions and in house developed systems

Desired Qualifications:

  • Experience consulting, influencing and partnering with business executives, leadership, human resources partners and peers

  • Certification is preferred in at least one of AWS/Google/Microsoft public cloud vendors

  • Experience in Solution Architecture and one or a combination of the following: systems, applications, or architecture planning

  • Knowledge and understanding of applications technology management role including managing applications development and support for multiple systems and business functions

  • Ability to identify key issues, involve affected parties, design solutions, obtain buy-in, and communicate effectively through resolution

  • Experience with a customer service mindset and a focus on continuous improvement

  • Knowledge and understanding of Credit Cards domain

  • Experience with Redhat Openshift or other cloud computing technologies

  • Extensive technical skills and comprehensive knowledge and understanding of an entire line of business or infrastructure sub-domain

  • The Open Group Architecture Framework (TOGAF) certification highly preferred

Job Expectations:

  • Position will require onsite presence at one of the required locations listed below in a hybrid work schedule

  • This position in not eligible for Visa sponsorship

  • Relocation assistance is not available for this position

Locations:

  • 2600 S. Price Rd., Chandler, AZ

  • 300 S. Brevard St., Charlotte, NC

  • 401 W. Las Collinas Blvd., Bldg. A, Irving, TX

  • 194 S. Wood Ave., Iselin, NJ

Pay Range:

  • Chandler, AZ $159,000 - 254,000
  • Charlotte, NC $$159,000 - 254,000
  • Irving, TX $$159,000 - 254,000
  • Iselin, NJ $191,000 - 305,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

2 Oct 2025

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Posted 2025-09-26

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